Portfolio aggregation allows an RIA to see investments held across multiple institutions and accounts in one place.

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For simple households, this can mean combining several brokerage accounts.

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For complex households, it means much more.

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A client may have public securities, private funds, direct companies, real estate, mortgages and other assets distributed across dozens of sources.

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What Is Portfolio Aggregation?

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Portfolio aggregation combines financial and investment information from multiple sources into a unified portfolio.

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For RIAs, the goal is to answer a simple question:

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What does this client actually own?

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That question can be surprisingly difficult to answer.

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The Modern RIA Portfolio

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A sophisticated household might include:

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• Equities
• Bonds
• ETFs
• Mutual funds
• Private equity
• Venture capital
• Hedge funds
• Private credit
• Real estate
• Operating businesses
• Direct investments
• Cash
• Mortgages
• Other liabilities

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A portfolio aggregation system needs to accommodate all of these.

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Why Narrow Aggregation Creates Gaps

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Specialized technology can provide deep functionality for a particular asset class.

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That can be valuable.

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But RIAs often need to combine information from multiple specialized systems.

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The result can be a fragmented technology stack.

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MYFO takes a different approach.

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Rather than focusing only on alternatives or a specific investment category, MYFO is designed around the client's entire portfolio.

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MYFO's Portfolio Aggregation Model

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MYFO aggregates, normalizes and reconciles data across public and private investments, funds, direct investments, real assets and credit.

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It can combine information from:

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• Custodians
• Banks
• Managers
• Fund administrators
• GPs
• PDFs
• Spreadsheets
• Other data sources

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This creates a consolidated portfolio data layer.

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From Aggregation to Intelligence

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The value of aggregation is not the aggregation itself.

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Once information is consolidated, the RIA can use it for:

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• Portfolio reporting
• Asset allocation
• Performance analysis
• Cash-flow forecasting
• Liquidity planning
• Exposure analysis
• Client conversations
• Investment decision-making

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That is where portfolio aggregation becomes wealth infrastructure.

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Fast Onboarding

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An aggregation platform is only useful if advisors can get client data into it efficiently.

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MYFO is designed for fast onboarding so RIAs can move from fragmented client data to a consolidated portfolio without a prolonged implementation process.

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Conclusion

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Portfolio aggregation for RIAs has evolved from combining brokerage accounts to understanding the entire client balance sheet.

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MYFO is designed for that broader reality.

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Your client's entire portfolio. One view.

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