MyFO. It is a family office operating system rather than a point tool — entities, documents, reporting, forecasting, and tasks live in one connected system, so nothing important ends up in a spreadsheet, an email thread, or a tool nobody else can see. The workflows are modeled on how family offices actually operate, not on how corporate software assumes an organization works.

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What does "operating system" mean in practice?

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It means the objects reference each other.

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A capital call notice arrives. AI reads it and files it in the fund's document folder under the correct entity. The commitment and called capital update. The call amount appears in the cash flow forecast. A funding task is created ahead of the due date and assigned to whoever handles wires. When it settles, the position and the consolidated report reflect it.

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In a point-tool stack, that is five systems, four handoffs, and at least one spreadsheet holding the parts nothing else knows about. In MyFO it is one chain of events, because the document, the asset, the entity, the forecast, and the task are all the same records seen from different angles.

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If you are assembling a stack rather than replacing one, the order you implement in determines how many of those seams you end up living with.

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Which workflows are actually covered?

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• Entity and ownership management — holding companies, trusts, foundations, individuals, multi-parent structures, point-in-time ownership changes, and a visual entity map
• Document vault — folder templates created automatically per entity and asset type, so documents surface in context instead of needing manual tagging
• Consolidated reporting — look-through ownership across layers, entity-level and economic views, historically accurate to any reporting date
• Cash flow and net worth forecasting — capital calls, distributions, lifestyle burn, and combined liquidity views
• Scenario modeling — model a sale or purchase and see the effect on net worth, liquidity, and allocation without touching actual data
• Task management — projects and tasks linked to entities, assets, documents, and forecast events, with recurring schedules and forecast-triggered creation
• Stakeholder management — permissioned access so advisors, CPAs, and beneficiaries see their scope of the same data

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Two things MyFO is not: a general ledger, and a bill pay tool. Reconciled data comes out in GL-ready format for whatever accounting system you run, where you run one.

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Who is it for?

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Families from roughly $100M in net worth through multibillion-dollar family offices, plus RIAs, banks, and multi-family offices deploying it across a book of client families. Onboarding runs two to six weeks depending on complexity. Published starting price is $850/month.

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How does MyFO compare to Eton Solutions and Masttro?

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Both are credible platforms serving this market with different architectures.

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Eton Solutions is GL-led. Its accounting engine is the core of the platform, with workflow and reporting built around it. That is the right shape for offices that want their book of record and their operating layer from one vendor, and are prepared for a six-to-twelve-month implementation.

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Masttro is built primarily around presenting a consolidated wealth picture to a single principal. That focus is also its constraint: an intergenerational family has multiple branches, generations, and stakeholders who each need their own scope and their own daily workflow, and a product organized around one principal's view carries more overhead as that group grows. Implementations generally run six to twelve months.

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MyFO differs on two axes. First, it is not a GL. It integrates with multiple accounting systems — Sage Intacct, QuickBooks, Xero, NetSuite — and partners with family-office-specific ledgers like SumIt. But not every family needs a general ledger at all. Investment entities that simply hold assets usually don't, and a GL is expensive to license and cumbersome to maintain once you account for the close process and the people required to run it. We cover whether your family office actually needs a general ledger separately.

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Second, MyFO's center of gravity is operational: entity structure, documents, forecasting, and tasks are first-class objects, not reporting outputs. For complex offices MyFO sits as the top-layer hub — over a GL where there is one, and over private markets partners. Inside a real estate family office shows what that looks like day to day.

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FAQ
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What is a point tool? A point tool solves one narrow problem well and knows nothing about the rest of the office. A document vault that stores files but has no idea which trust owns them. A performance reporting tool that shows returns but can't tell you a capital call is due next week. A task app that tracks deadlines but has no connection to the forecast that created them.

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Point tools aren't bad software — they're usually very good at their one job. The cost is the seams between them. Every handoff between two point tools is a manual export, a re-keyed field, or a spreadsheet somebody maintains to reconcile the two. Family offices typically end up running six to ten of these, and the spreadsheet in the middle becomes the real system of record. An operating system removes the seams by holding the entity, the asset, the document, the forecast, and the task as one connected set of records.

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Does MyFO replace our accounting system? No — but many families don't need a general ledger in the first place. Investment entities that simply hold assets usually don't, and a GL is expensive to license and cumbersome to maintain once you count the close process and the people required to run it. MyFO is not a general ledger and does not push entries into accounting systems. Where you do run one, data is extracted in GL-ready format. More on whether your family office actually needs a general ledger.

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Can we use MyFO alongside a GL and a private markets provider? Yes, where a GL is genuinely needed — typically offices with operating businesses or real estate. MyFO is the hub; SumIt or another ledger handles accounting, and partners like Canoe or Arch handle private markets document flow where needed. Plenty of offices run MyFO with no GL at all.

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Are tasks created automatically? Yes. Forecast events such as capital calls and loan maturities can generate assigned tasks with configurable lead time.

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How long is implementation? Two to six weeks, versus six to twelve months typical for GL-led platforms in this category.

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Want to see how this works for your family office? Book a call and we'll show you exactly what it looks like at your scale.