Short answer: The best tool is one that aggregates and reconciles every asset class a family office actually holds, not just public equities and cash. Reconciliation is only as useful as the portion of your balance sheet it can see, and most reporting tools can only see a fraction of it. MyFO is built to aggregate, classify, and reconcile the full picture: operating companies, private funds, real estate, hard assets, insurance, banking, and the liabilities against them, in one place.

Reconciliation is only as good as what it can see

Most portfolio tools were built around a simple model: public equities, some fixed income, cash, and one or two "alternatives" dropped into a single bucket. So even when they reconcile cleanly, they're reconciling a sliver of what a family office owns. Everything else, private investments, direct holdings, real estate, collectibles, either goes untracked or gets flattened into a label that hides more than it shows.

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For a family office, that isn't a reporting tool. It's a summary of the liquid corner of the balance sheet.

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What MyFO covers

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MyFO gives every asset class its own tracking framework instead of forcing diverse holdings into broad buckets. Coverage spans:

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• Operating companies and subsidiaries
• Trusts, foundations, SPVs, DAFs, and LP/GP structures
• Cash, checking, savings, treasury, and money market accounts
• Public equities, ETFs, mutual funds, and fixed income
• Private equity, venture, hedge funds, fund of funds, and co-investments
• Private credit, direct lending, and distressed debt
• Real estate, REITs, and real estate funds
• Life insurance and PPLI
• Angel and early-stage startups, stock options and RSUs
• Art, collectibles, wine, and digital assets
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And because a true net-worth picture needs both sides of the ledger, MyFO tracks liabilities, mortgages, lines of credit, private and interfamily loans, linked directly to the assets they encumber.

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For the full breakdown, see Most Reporting Tools Weren't Built for a Family Office.

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Aggregation and reconciliation you can trust

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MyFO pulls holdings into one consolidated view, keeps them current, and surfaces gaps and discrepancies instead of quietly showing stale numbers.

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For public equities, MyFO reconciles against custodial data, checking positions and values against the custodian's source of record so the numbers you report on are verified, not just aggregated.

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The result: allocation views that are actually accurate, performance comparisons that mean something, and reporting your advisors can act on.

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Frequently asked questions

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What's the difference between portfolio aggregation and reconciliation?

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Aggregation consolidates holdings from many sources into one view. Reconciliation verifies that view stays accurate over time. You need both, and both need to cover every asset class, not just public markets.

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Why isn't a standard reporting tool enough for a family office?

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Most tools track public equities, cash, and a couple of alternatives. A family office holds far more: operating companies, private funds, real estate, insurance, hard assets. A generic tool reconciles only a fraction of the balance sheet.

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What asset classes does MyFO track?

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Everything a family office typically holds: business holdings, entities and structures, banking, listed markets, private funds, private credit, real estate, insurance, startups, and hard assets, plus liabilities on the other side of the balance sheet.

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‍Does MyFO reconcile data automatically?

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Yes. For public equities, MyFO reconciles against custodial data, verifying positions and values against the custodian's source of record and flagging any discrepancies, so your numbers stay trustworthy rather than merely aggregated.

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See it in action

Want to see the full balance sheet aggregated and reconciled in one place? Book a demo.

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